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AML / CTF · Tranche 2

AML/CTF compliance for real estate agents

Tranche2 handles customer onboarding, sanctions and PEP screening, risk ratings and AUSTRAC record-keeping in one place. It's built for Australian property and professional-services firms.

DFAT sanctions screening Australian-hosted No setup fee
In partnership with Didit
app.tranche2.tech
Dashboard
248
Customers
12
Pending
3
Flagged
196
Approved
Risk distribution
248
Low181
Medium52
High15
Recent customers
Harbour Lane Pty LtdLowApproved
J. WhitfordMediumReview
Coastline HoldingsHighReview
Anchor Bay Pty LtdLowApproved
R. OkaforLowNew
Built for AUSTRAC Tranche 2 businesses
Real estate Conveyancing Accounting & tax Buyers agents Bullion dealers
The platform

Everything in one place

You get the tools a reporting entity needs, so you're not juggling five apps and a spreadsheet.

Customer onboarding

Add a customer, the company behind them and any beneficial owners in one place. Their documents stay on the file.

Identity verification

Run a document and biometric ID check on a customer. The pass or refer result is saved straight to their file.

Sanctions & PEP

Check a name against the DFAT sanctions list and PEP lists, and set how often you want it rescreened.

Risk rating

Each customer gets a low, medium or high rating based on your program settings. You can see how it was worked out and change it if you need to.

Reporting

Produce CDD records and draft suspicious-matter reports in the format you need for AUSTRAC.

Audit trail

Every check, note and decision is time-stamped and can't be edited later, so you have the records if AUSTRAC ever asks.

Inside the platform

The screens your team works in

These are the screens your team uses every day. They show the detail you need and leave out the clutter.

app.tranche2.tech
Dashboard
248
Customers
12
Pending
3
Flagged
196
Approved
Risk distribution
248
Low181
Medium52
High15
Recent customers
Harbour Lane Pty LtdLowApproved
J. WhitfordMediumReview
Coastline HoldingsHighReview
Anchor Bay Pty LtdLowApproved
R. OkaforLowNew
Solutions

Built for your profession

The same tools, set up for the way each Tranche 2 sector works.

How it works

Up and running the same day

01

Set up your workspace

Add your business details and your program settings. There's no setup fee and nothing to migrate.

02

Onboard a customer

Enter their details and run the identity, sanctions and PEP checks from one screen.

03

Review and decide

Check the risk rating, then approve or refer the customer. Your reason is saved with the file.

04

Generate the record

Create the AUSTRAC record. The audit trail is kept for as long as you have to retain it.

The customer file

Every check on one timeline

Instead of hunting through email for PDFs, each customer has one file that records every step as it happens.

  • Run the checks in one click. Identity, DFAT sanctions and PEP screening run together.
  • See the reasons behind a rating so you can explain it if you're asked.
  • Produce the record and a draft SMR ready for AUSTRAC.
app.tranche2.tech
Harbour Lane Pty Ltd
Onboarding
IdentityVerified
Sanctions · DFATClear
PEPNo match
Risk rating21 · Low
DecisionApproved
Beneficial owners
J. WhitfordClear
M. Cole · 40%Clear
Documents
Company extractVerified
Proof of addressReceived
Activity
Risk score 21 · low · 2m ago
Screening clear · 6m ago
ID verified (pass) · 11m ago
Why teams switch

Why teams move off spreadsheets

Spreadsheets and inboxes

  • Checks scattered across email, drives and notebooks
  • Risk decisions made ad hoc, with little to show for them
  • Manual sanctions look-ups that are easy to skip when you're busy
  • When you're audited, you're rebuilding the file from memory

Tranche2

  • One file per customer, every step in order
  • Consistent, reviewable risk ratings on every record
  • DFAT sanctions & PEP screening built into the flow
  • A locked, time-stamped trail ready for AUSTRAC
Security & trust

Built for records you have to keep

We handle your compliance records the way an AUSTRAC examiner will expect.

Hosted in Australia

Customer records and documents are stored on infrastructure located in Australia.

Encrypted

Data is encrypted in transit and at rest, and only the people you invite can see it.

Immutable audit trail

Every action is time-stamped and append-only, ready if you're ever examined.

DFAT sanctions screening

Names are checked against the Australian consolidated sanctions list, which we keep up to date.

Roles for your team

Invite people as owners or analysts so they only see the work that's theirs.

You keep control

Your AML/CTF program and your decisions stay yours. Tranche2 just records and applies them.

Key dates

Dates to plan around

31 March 2026

Enrolment opens

Open now
1 July 2026

Obligations begin

-
29 July 2026

Enrolment deadline

-
Pricing

Priced for one desk or fifty

No setup fees. No lock-in. Pay monthly, or save about 17% on annual billing.

Sole
Solo practitioner
$45/mo
+ GST
  • 1 user
  • 15 customer files / month
  • Identity, sanctions & PEP checks
  • AUSTRAC records & audit trail
Get started
Most chosen
Practice
Small office
$120/mo
+ GST
  • Up to 5 users
  • 60 customer files / month
  • Scheduled rescreening
  • Priority email support
Get started
Firm
Multi-office agency
$260/mo
+ GST
  • Up to 15 users
  • 200 customer files / month
  • Roles & approval workflow
  • API access
Get started
Enterprise
Networks & franchises
Let's talk
 
  • Unlimited users
  • Custom volumes
  • SSO & dedicated support
  • Bespoke integrations
Contact us
FAQ

Common questions

Does Tranche 2 actually apply to my business?
If you transfer real estate, do conveyancing or settlement, develop and sell certain property, or deal in precious metals and stones, you're probably providing a 'designated service'. That means you need to enrol with AUSTRAC, run a compliance program and report suspicious activity.
How quickly can we start?
Same day. You create your workspace, set your program parameters, invite your team and onboard your first customer in a few minutes. There's no setup fee and no lock-in contract.
Where does our data live?
Customer records are stored on infrastructure located in Australia. Check the exact region and security wording matches your deployment before you publish it as a claim.
How real are the screening checks?
Sanctions screening checks names against the DFAT consolidated list. To go fully live you connect a licensed ID-verification provider and an ongoing PEP and sanctions feed. Tranche2 gives you the places to plug those in and keeps the audit trail.
Do you replace our compliance officer?
No. Tranche2 is your system of record and your workflow. Your AML/CTF program and your reporting decisions stay with you. The platform just makes them quicker to run and easier to evidence.

Be ready before the deadline

Set up your workspace today and onboard your first customer in minutes.

DFAT screening Australian-hosted Encrypted No setup fee